If You Can’t Afford Health Insurance, You Have Options

health care options

I can’t afford my employer’s health insurance or an Affordable Care Act plan. What options do I have?

Many people struggle to pay health-care premiums and co-pays or end up choosing a high-deductible plan that doesn’t cover any costs until you have met the full deductible. Fortunately, there are resources available for those without insurance or for those who can’t afford their current employer or Affordable Care Act (ACA) health plan.

Safety-net clinics, like Lackey Clinic, provide a medical home for those who make too much for Virginia Medicaid but struggle to afford the high cost of health insurance. Since there is no longer a tax penalty for not having health insurance in 2019, these clinics may be a great option for yourself and other working class families in Hampton Roads.

For almost 25 years, Lackey Clinic has been providing quality health care and specialty care along with dental, pharmacy and behavioral health for adults making up to $37,470 for individuals and up to $77,250 for a family of four. Lackey Clinic provides these services to the uninsured living in Williamsburg/James City County, York County, Poquoson and Newport News. If you qualify, you can cancel your current employer health plan or ACA plan and receive care at Lackey Clinic. To see if you are eligible or to apply online, visit our website or give us a call.

About the author

Ralph Robertson, M.D.

Dr. Ralph Robertson practices at Lackey Clinic in Yorktown, VA.