It’s no secret that healthcare is not cheap, especially if you don’t have health insurance. Did you know that a trip to the emergency room without insurance can end up costing anywhere between $150-$3,000 or even more? These preposterous charges have forced many people to book an Uber rather than calling an ambulance.
When it comes to life, you cannot plan or control everything, especially the need for medical emergency services. However, there are certain ways you can keep your health care costs in check. Take a look.
Take Care of Yourself
Eating a poor diet and not exercising is an open invitation to illnesses. While you cannot guarantee good health just by living a healthy lifestyle, it’s an affordable way to avoid chronic issues. So focus on eating a nutritious diet and exercising at least three times a week.
Buy Generic
Popular brands are popular because of their expensive and widespread marketing campaigns. This doesn’t make them better than other options on the market. Talk to your doctor about generic alternatives to save more money.
Follow Medical Advice
If you went through the hassle and expenses of getting treated for a medical condition, then do your part as a good patient and follow your doctor’s advice. Take your medication on time and make suggested lifestyle changes to prevent your condition from getting worse.
Check Effectiveness
Have you been taking a certain medication regularly for several years? It’s crucial to check whether the medication is effective, or it’s not making any difference. You should consult your doctor and possibly discontinue the medication if it’s not helping.
Find a Reliable Primary Care Physician
It’s a good idea to find a reliable primary care physician and develop a working relationship with them. In case of any health concerns or emergencies, a primary care physician well-versed with your medical history is likely to give dependable advice.
Choose TeleHealth Services
Visiting the hospital can not only end up costing a lot but is also inconvenient during these uncertain times. Telehealth services bridge the gap between in-person doctor visitors and virtual consultations. From ultrasounds to preventative care, you can access a wide range of medical procedures in the comfort of your home. In addition to convenience, telehealth services are cost-effective as well as efficient. If you require urgent medical care, immediately call Ambulnz to transport the patient to the hospital quickly and safely.
Don’t Fall for Ads
New drug ads are everywhere- on your way to work, on your TV screen, on your browser. Don’t let these ads promoting new (and expensive) drugs sway you. Stick to older brands, which are a lot more affordable.
Ask for Discounts
Whenever you’re visiting a doctor or getting any lab testing done, always ask for discounts. It won’t work every time, but there’s a good chance you might get a discount.
Compare Costs
Whether you’re getting a prescription or need to get certain tests done, always shop around. Compare costs rather than settling for the first option you come across.
Check Your Medical Bills
Medical bills aren’t free from errors. You should always carefully check your medical bills and inquire about any questionable charges to ensure you’re not paying unnecessary charges.
Reconsider New Tests
If a physician asks you to get an expensive new test, don’t hesitate to ask them if it’s absolutely necessary or if there is any cheaper alternative available.
Explore Mail-Order Options
Do you take any medication on a regular basis? Instead of filling your prescription at the pharmacy, explore mail-order options, which are often cheaper.
Final Words
Paying a medical bill out-of-pocket can severely dent your savings or even force you to take out a high-interest loan. Hopefully, the aforementioned tips will help you stay healthy without going into debt.
This article was written in collaboration with Jennie Trotters.
